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September 2019 Archives

Eliminating student loan debt through bankruptcy

Maryland residents may be able to get relief from student loan debt by filing for bankruptcy. To do so, an individual would need to show that paying these loans constitutes an undue hardship. Most courts will look to the Brunner test to determine if a debtor is eligible to have student loan balances discharged. There are three criteria that need to be met for a person to pass the Brunner test.

New law protects disabled veterans in bankruptcy

For military veterans in Maryland, the transition to civilian life can be difficult, especially on a financial level. This is particularly true for disabled veterans who must rely on military benefits to support their life. Medical bills and personal expenses can leave people feeling trapped amid skyrocketing debt. Indeed, the numbers bear this out. Across the country, 15% of all filers for both Chapter 7 and Chapter 13 personal bankruptcy are service veterans. This is disproportionate to veterans' share of the overall population, which sits at 10%. In 2017 alone, over 125,000 veterans filed for bankruptcy across the country.

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